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Golf Care - Why do golfers need insurance?

Why golfers should consider specialist insurance?

We all love a good round of golf, but it has to be said that there are unique dangers on the courses for which insurance could prove useful. Whether it’s a mis-hit shot potentially injuring another golfer or your clubs potentially being stolen or damaged; you can’t always assume that your club membership includes all the cover you might need. Golf Care offers specialist golf insurance that understands the unique risks golfers can face, so here’s a few reasons specialist insurance might be the better option for you.


To protect your equipment

You’ve probably spent a small fortune on your equipment to get the right clubs to suit your game. Golf Care policies can protect up to £7,500 of gear from theft, loss and accidental damage on a New-for-Old* basis, so you’d get brand new replacements. Policies also cover bags, trolleys, carts, clothing, GPS devices and GPS watches - which might not be covered under home contents insurance when they’re out of the house.


To protect you

We’re all guilty of hitting the odd wayward shot, it can even happen to the pros! But one UK golfer was hit in the eye by a stray golf ball and awarded a total of nearly £397,000 in damages which both the golfer who played the shot and the golf club had to pay - could you afford to take that risk?

Golf Care policies include £10m Public Liability cover as standard to protect you from having to pay out of your own pocket should something similar happen to you. Not only that, but you’ll also get £50k Personal Accident cover in case you were to suffer a serious injury whilst out on the course.


Other cover for your round

There’s also ways specialist insurance can offer cover for the good times on the course. Ever hit a hole-in-one during a competition? It’s the Holy Grail of golf and if you’re lucky enough to strike it, we’ll cover your bar bill from the clubhouse up to £200. Also, why restrict yourself to just playing in the UK? You can easily add Worldwide cover to your policy so you can be protected anywhere in the world*.


Can you afford to take the risk?

It only takes minutes to get covered online and could cost less than the price of a round of golf. You’ll save 30% on annual policies starting from £28.05 a year. Plus, you’ll also get these introductory free gifts:


    12 FREE Srixon AD333 golf balls – worth £24.99

    3 FREE rounds of golf – worth up to £340


Click here to view our policy options online or call us on 0800 988 8161 and quote GE26 if you’d prefer to speak to a member of the team.



*We’ll replace your clubs on a ‘New-for-Old’ basis if they were purchased new and are up to three years old, subject to satisfactory proof of ownership. Worldwide cover add-on available at an additional cost. European cover included as standard with our Silver level policy, Worldwide cover